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UK Casinos That Accept Bank Cheques: What to Check

Learn why Boku deposits are not bank cheques, what pay-by-phone cashiers may offer, and which limits and account terms to check.


Updated: 9 October 2026
Updated October 2026
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gbAvailable in GB
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Bank cheques and phone-bill deposits use different payment processes, and cashier availability can vary by operator.

The cheque question—and what the available evidence actually covers

A search for a UK casino that accepts a bank cheque points to a very specific payment need: you want to fund an online gambling account using a cheque issued through a bank, rather than a card, bank transfer or electronic wallet. That is not the same as looking for a casino with Pay by Phone.

The distinction matters because payment names can sound more interchangeable than they are. Boku, for instance, belongs to the Pay by Phone category. It connects the deposit to your mobile account, rather than handling a paper cheque. A cheque is a banking instrument that needs to be accepted and processed by the recipient. A phone-based payment is an electronic authorisation connected with your mobile service. One does not prove the availability of the other.

I have made the mistake of treating a cashier’s payment logo as a broad promise before. It is not. A casino may display one payment route while refusing another, even where both appear under a general heading such as “banking” or “alternative payments”. So if you are looking for casinos that accept cheque deposits, do not treat a Pay by Phone symbol as confirmation that bank cheques are supported.

The same caution applies to pages using phrases such as “best UK casinos that accept bank cheques” or “top casinos accepting cheques”. A ranking does not change the payment mechanism. The useful question is not whether a site sounds suitable in an advert, but whether its cashier expressly provides the payment method you intend to use and whether the route is available to your account.

There is also a legal point worth keeping straight. Gambling in the UK is regulated, including online casino activity. For commercial gambling in Great Britain, the UK Gambling Commission is the single regulator. It oversees remote gambling offered to consumers in Great Britain, and that responsibility applies even when the equipment used to provide the service is located somewhere else.

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That last detail is easy to miss. An operator cannot avoid the relevant British regulatory framework merely by placing its servers, offices or other technical equipment outside Great Britain. What matters is that the remote gambling service is being offered to consumers in the regulated market.

The Gambling Commission issues operating licences to gambling businesses. It also grants personal licences to individuals whose roles require them to be licensed. These are different types of permission: one concerns the company providing the gambling service, while the other concerns particular people involved in operating or managing gambling activity.

For you, the practical check is straightforward. Before putting money into an online casino, confirm that the operator holds a current UK Gambling Commission licence. The Commission’s public register is the place to check the licence rather than relying on a badge, logo or statement on an affiliate page. A payment option alone says nothing about whether the operator is authorised to serve British customers.

Age controls form part of that regulated setting too. Operators must verify a customer’s age before allowing a deposit into a gambling account. That means a cashier should not be treated like an ordinary online shop where payment can come first and checks happen later. Account verification and payment availability are connected with the operator’s regulatory duties.

This does not turn every payment method into a regulated banking product. The Commission regulates the gambling business and its remote gambling activity; it does not make a cheque, a mobile payment or any other method interchangeable with another. The payment provider and the casino still determine which routes are available, subject to the rules that apply to licensed gambling.

You are looking for a casino that explicitly accepts a bank cheque as a deposit method. A casino associated with Boku or another Pay by Phone service belongs to a different part of the payment landscape. It may be relevant if you are willing to pay through your mobile account, but it should not be presented as a cheque-deposit casino.

A Boku deposit is an electronic mobile payment, not a paper bank cheque deposit.

That saves a particularly annoying mistake: opening an account because a site appears to support an alternative payment method, then discovering at the cashier that the method you actually need is not listed. The logo was real. It just meant something else.

For the rest of this subject, Pay by Phone options such as Boku need to be read on their own terms. They are electronic mobile payments, not bank-cheque deposits, and the availability of a named method can depend on the operator and the account. The regulatory baseline remains the same: a casino serving consumers in Great Britain needs the appropriate Gambling Commission operating licence, and the relevant individuals may need personal licences as well.

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Why a bank cheque and a Boku deposit are not the same thing

A bank cheque and a Boku deposit belong to completely different payment systems. That sounds obvious, but the wording around casino payments can make them look closer than they are. If you are trying to find UK casinos that accept cheques, a page discussing Boku is not automatically answering that question.

A bank cheque is a paper-based instruction connected with a bank account. The casino would need to accept the cheque, process it, and credit the gambling account after the payment had been handled. That is one sort of arrangement.

Boku is a digital Pay by Phone method. It does not involve sending a paper cheque, uploading a scan of one, or asking the casino to collect money from your bank account. Instead, the deposit is charged through your mobile network. With a monthly mobile contract, the amount can appear on your phone bill. With a PAYG service, it is deducted from the credit already available on the phone.

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That distinction matters when you are looking for bank cheque casinos in the UK. Selecting Boku at a cashier would not be a workaround for a casino that does not accept cheques. It would simply mean using a separate payment route based on your mobile number and mobile account.

I have made the same sort of mistake myself with payment labels. A cashier can contain several methods that sound like variations of “pay by phone”, while the underlying arrangement is entirely different. The name is not the important part. The funding source is.

What Boku actually does

Boku links a casino deposit to the mobile network account. You use your phone to authorise the payment, and the mobile operator handles the charge. The casino receives the deposit through Boku rather than receiving a bank cheque from you.

For a customer on a monthly plan, that means the payment is associated with the next mobile bill. For a PAYG customer, the balance is reduced instead. The two arrangements may appear under the same Boku option at the casino cashier, but they depend on different forms of mobile credit.

So, if your intention is to use a bank cheque, Boku does not meet that requirement. If your intention is simply to avoid entering card or bank details, Boku may be relevant, provided the casino still displays it and your mobile arrangement supports the payment.

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That last condition is important. Payment logos are not permanent promises. A method may be listed in an old guide, remembered from a previous account, or mentioned in a general casino payment article, yet not appear when you log in and open the cashier. I have learned to treat the cashier as the practical test, not a colourful payment badge on a landing page.

Why the distinction is especially important in Britain

Boku is not a broad replacement for every traditional payment method. Only a small number of UK Gambling Commission-licensed casinos still accept Boku deposits, and that group has been getting smaller since 2023. The direction of travel has been away from direct Boku, even though the service remains relevant at some licensed operators.

That does not turn Boku into a cheque service, and it does not show that casinos accepting Boku also accept bank cheques. It only describes the payment option that can still be found in some British casino cashiers.

The regulatory point is separate from the payment technology. Remote gambling offered to consumers in Great Britain is regulated by the UK Gambling Commission, and operators serving that market must hold the relevant licence. A casino being licensed tells you about its legal authority to provide gambling services. It does not tell you which deposit methods its cashier supports.

In other words, a UKGC licence is not a cheque-acceptance badge. Nor is the presence of Boku evidence that cheques can be deposited. You need to keep those questions apart.

A useful way to read the payment information

When checking a casino, separate three issues:

The second answer cannot be substituted for the third. A Boku deposit uses a mobile bill or PAYG credit, while a bank cheque depends on the casino’s own policy for paper banking payments.

That is the mismatch behind many confusing payment pages. The casino may offer a phone-based deposit, but that does not make it a cheque casino. Different route, different provider, different conditions. Clear enough.

What casino cashiers currently offer for pay-by-phone deposits

A casino cashier can show several phone-based payment routes, and they are not interchangeable. Boku is one service; Fonix and Siru Mobile are alternatives that some operators have adopted. None of these is a bank cheque facility. They use a mobile number and charge the payment to a phone bill or deduct it from prepaid credit.

That distinction matters because a casino may still advertise “pay by phone” while no longer offering Boku itself. I have made that mistake before: I saw the mobile-payment label, assumed it meant Boku, and only found the difference after opening the cashier. The branding was similar; the payment route was not.

Operators identified with direct Boku

A specialist review identifies a group of operators connected with Boku deposits. Its list includes BoyleSports, Sun Bingo, William Hill, Sky Vegas, PlayOJO, Genting Casino, Betfred, Lottoland, bwin and 888 Casino. BoyleSports was also reported as adding Boku to its cashier as a payment option for UK customers.

Boku

Linked to your mobile network account for easy deposits.

Fonix

An alternative mobile-payment service used by some operators.

Siru Mobile

Another mobile-based alternative for phone-bill deposits.

That is useful as a starting point, but not as a permanent promise. A payment method can be available only to selected customers, appear in one version of a cashier, or be removed after the information was published. The operator’s own cashier is the practical checkpoint: if Boku is not displayed after signing in, the casino is not offering you that route at that moment.

The names above should therefore be read as operators associated with Boku deposits, not as websites accepting bank cheques. A Boku listing tells you about a mobile-billed deposit and nothing about cheque handling. It also does not turn a casino into a “best” or “top” choice; it identifies one payment option.

The replacement services are different

The movement away from Boku has produced a more confusing cashier landscape. A specialist review reports that, since 2023, some operators have replaced Boku with Fonix or Siru Mobile, while others have removed pay-by-phone payments altogether. The direction of travel is clear in that account, but the operator-by-operator position can change.

MrQ and Duelz are associated with Fonix. Mr Vegas and Videoslots are associated with Siru Mobile. These are not alternative names for Boku. They are separate services, so seeing one of them in a cashier does not mean that Boku is supported there.

That difference is easy to miss when you are trying to fund an account quickly. The cashier may place all phone-based methods under one heading, yet the service may ask for different confirmation details or apply different network rules. I now read the actual method name rather than relying on a general “mobile” badge.

What the operator list really tells you

The operator names give a snapshot of where Boku or another phone-based route has been identified, not a reliable directory of cheque-accepting casinos. Search results can blend those subjects together because both involve depositing money without entering ordinary card details. The payment mechanics are still entirely different.

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A direct Boku entry means the cashier presents Boku as the selected deposit service. A Fonix entry means the casino has chosen Fonix instead. A Siru Mobile entry points to Siru Mobile. If none of these appears, the operator may have withdrawn pay-by-phone deposits or may offer only other payment methods.

The broad list is also not evidence that every named operator presents the same cashier to every customer. Availability can depend on the operator’s current payment setup, and the position described in a specialist review may not remain unchanged. That is why I would treat BoyleSports, Sun Bingo, William Hill, Sky Vegas, PlayOJO, Genting Casino, Betfred, Lottoland, bwin and 888 Casino as names to verify rather than as a standing guarantee.

The important practical split is simple: direct Boku, a replacement such as Fonix or Siru Mobile, or no phone deposit at all. A bank cheque is a separate question and should not be inferred from any of those cashier labels.

Why a casino payment option can disappear

A payment button in one casino cashier is not a promise that you will find the same button elsewhere. I have learned that the awkward way: I saw a method described as available, registered, and then found that the cashier offered something different when I actually logged in. That is especially relevant when you are looking for UK casino sites that accept cheque deposits. A payment method has to be available at that particular operator, for that particular account, at that particular time.

Boku can disappear for several reasons. The casino may decide that the method creates too much compliance work, the payment arrangement may change, or the operator may replace it with another pay-by-phone service. In practice, the decision belongs to the casino and its payment partners. A casino can remove Boku without every other operator doing the same.

The UK Gambling Commission did not introduce a rule specifically banning Boku. That distinction matters. It would be misleading to say that the regulator outlawed the service by name. Instead, individual operators moved away from it because they judged the compliance risk too high. The regulatory framework still requires remote gambling businesses serving Great Britain to hold the relevant Gambling Commission licence, but the licence does not mean every payment method must remain available.

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Compliance risk is a broad phrase, not a secret switch labelled “Boku off”. It can involve how deposits are identified, how the operator monitors customer activity, how payment records fit its controls, and how the casino manages its responsibilities around gambling accounts. I am not going to pretend that every operator publishes its internal reasoning. What is clear is that a casino can decide a payment route is no longer worth retaining, even when the route remains technically possible elsewhere.

That also explains why old payment guides can be confusing. One page may still describe Boku as a live option because the information was accurate when checked. Another casino may have removed it, while a third may show a different phone-based service in the cashier. Reading a payment logo on a review page is not the same as seeing it among the deposit methods available to you.

The operator’s own cashier is the useful checkpoint. A specialist review reported that BoyleSports had brought Boku into its cashier as a payment option for customers in the UK. That is a specific operator example, not evidence that all British casinos accept it or that the option will remain permanently. Payment menus change.

There is another trap here. A casino can advertise “more ways to pay” while quietly narrowing the practical choice for a particular customer. Account verification status, location, mobile network, account history, or the casino’s current payment policy may affect what appears. If you arrived looking for online casinos accepting bank cheques, a Boku listing does not answer that question.

So the sensible conclusion is not that one list of casinos is permanently right and another is permanently wrong. Treat payment availability as a live cashier detail. If Boku is missing, that does not show a new Boku-specific UKGC ban; it shows that the operator has chosen not to offer it, often because of its own assessment of compliance risk.

That choice can change again. Payment menus are not carved in stone.

Practical Check

Always verify the availability of your preferred payment method directly in the casino cashier.

Direct Boku availability is narrow

The direct-Boku picture is much smaller than the broad range of payment pages can suggest. A specialist review identifies a limited remaining group, including Jackpot Mobile Casino and Peachy Games. That is a useful snapshot of named examples, not a dependable directory of every operator with Boku in its cashier.

I would treat those names as a prompt to check, not as a promise. Payment menus can differ by country, account, mobile network and the date you log in. A casino may have carried Boku previously while showing a different Pay by Phone option later, or no mobile-payment route at all. The cashier is the part that matters: if Boku is not displayed after you sign in, the old mention is not enough.

There is another trap here. Neither Jackpot Mobile Casino nor Peachy Games should be read as a bank-cheque casino simply because Boku appears in a payment discussion. Boku is a phone-bill or PAYG payment service. It does not turn a casino into a site that accepts a bank cheque, and it does not confirm that a cheque deposit can be posted or processed. Different payment methods, different arrangements.

Before putting money into any named operator, I would check the UK Gambling Commission’s public register for a current operating licence. Remote gambling offered to consumers in Great Britain must be covered by the relevant Gambling Commission licence, regardless of where the operator’s equipment is located. The Commission is the commercial gambling regulator for Great Britain and issues operating licences to businesses, as well as personal licences to individuals working in the sector.

That check is more useful than relying on a list copied from an old payment guide. I have made that mistake before: I saw a familiar logo, assumed the method was still active and only discovered the restriction at the cashier. A few minutes checking the account and the licence can prevent a much longer payment chase.

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So, for direct Boku, the defensible availability picture is narrow: Jackpot Mobile Casino and Peachy Games are the two examples identified in the specialist review, while the wider market has been moving away from the service. They are not ranked recommendations, and they are not evidence of cheque deposits. If your aim is specifically to pay by bank cheque, this shortlist does not answer that question. If your aim is to find direct Boku, verify the cashier and the operator’s current UK position immediately before depositing.

Small payments, operator-set limits, and the terms to check

Boku is not a way to move any amount you like from a phone bill into a casino balance. The restriction can come from several places: Boku’s own payment rules, the mobile network, the operator’s cashier, or the available credit on a PAYG phone.

The figures published about the UK do not fully agree. A specialist review describes £30 per transaction as the standard Boku limit, while noting that some casinos and network operators may permit £40 or £50. That should be treated as a changing reference point, not a promise that every cashier will accept those amounts.

Another payment-method review gives a different picture: £10 per transaction and £30 per day at network level. A separate version of the information states £30 per day without specifying a per-transaction limit. Those accounts cannot sensibly be merged into one fixed rule. The amount accepted in front of you depends on the current terms attached to your mobile account and the casino cashier.

The daily ceiling is especially important because it is linked to the mobile operator rather than being set solely by the casino. A specialist review attributes that daily control to the network. In practice, a casino may show Boku as an available Pay by Phone method while the network still declines the payment because your daily allowance has been reached.

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PAYG users have another restriction to watch. A prepaid Boku payment is taken from the balance already held on the phone. A payment cannot exceed the remaining credit, so a cashier limit is only part of the calculation. If the phone has insufficient balance, the deposit is declined rather than covered by a bank card or another funding source.

The charging route also differs by plan. With a monthly contract, the Boku amount is added to the mobile bill. With PAYG, it is deducted from prepaid credit. That distinction matters when you are checking what “available funds” means: it is not necessarily money sitting in your casino account or in a bank account.

Before relying on a Boku option, read the payment conditions shown after selecting it. Check the permitted amount, the daily network allowance, and whether your mobile plan supports the charge. Do not assume that a limit mentioned in a review still applies to every operator. Payment terms move.

Small payment, hard ceiling.

How a Boku deposit works at the cashier

A Boku deposit starts inside the casino cashier, not through a bank or cheque counter. After signing in, open the deposit area and look for Boku among the listed payment methods. The label may sit alongside other pay-by-phone services, so take care not to select Fonix or another option by mistake.

Select Boku, then enter the amount you want to add. The available denominations are restricted: a specialist review identifies Boku deposits as amounts divisible by ten, such as £10, £20 or £30. That means an amount like £15 would not fit the stated payment format, while £20 would. The cashier may display its own permitted buttons or reject an amount that does not match the available increments.

Next, enter the mobile number connected to the payment. This is important because Boku links the transaction to your mobile account. A monthly-bill customer is charged through the mobile network account, while a PAYG customer has the amount taken from available prepaid credit. I would check the number twice before continuing; a typing error can send the confirmation step to the wrong phone.

Boku Deposit Steps

Step 1

Open the casino cashier and select Boku from the list of payment methods.

Step 2

Enter the amount you wish to deposit and provide your mobile number.

Step 3

Enter the verification code received via SMS to confirm the transaction.

The final step is SMS verification. Boku sends a code to the entered number, and you type that code into the cashier when prompted. The payment is then confirmed through the phone rather than by entering card or bank details. Keep the phone nearby until the process is complete.

The mobile networks identified for Pay by Phone and Fonix are EE, O2, Vodafone and Three. Support still depends on the payment service shown by the casino cashier, so seeing your network listed does not by itself mean that every casino offers Boku. The relevant question at the point of payment is whether Boku appears as an available option for your account.

The basic sequence is therefore short:

  1. Open the casino cashier and choose Boku.
  2. Enter an amount accepted by the cashier’s denomination rules.
  3. Add the mobile number linked to the payment.
  4. Enter the verification code received by SMS.

That is the whole transaction route. A bank cheque deposit would involve a different process entirely; entering a phone number and confirming a text message is a mobile-account payment, not a cheque payment. The distinction matters because the cashier’s Boku button does not indicate that the casino accepts bank cheques.

Bonuses may not follow your phone-bill deposit

A Boku deposit is not automatically a ticket into a casino’s welcome offer. In my experience, the payment can go through while the promotional credit does not. That is the awkward bit: Boku is accepted as a funding method, but the cashier’s payment list does not tell you whether that payment qualifies for a bonus.

Bonus treatment is set by each operator. A specialist review identifies MrQ, Duelz, Mr Vegas and Videoslots as accepting pay-by-phone deposits for bonus eligibility. That is useful, but it is not a blanket rule for every casino, and it does not turn Boku into a bank-cheque option. The promotion’s own terms still decide what happens to your deposit.

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Before confirming a deposit, look for wording about eligible payment methods, qualifying deposits and excluded transactions. Pay-by-phone deposits may be left out of welcome offers, even where the casino displays Boku, Fonix or Siru Mobile in its cashier. If the terms are unclear, contacting the operator before depositing is safer than assuming the bonus will appear afterwards. Once the money is in, arguing over a missing promotion is rarely fun.

The general welcome offer can also have conditions that are separate from the payment method. One specialist review describes a common structure as a deposit match of 100% on deposits up to £100, with wagering set at 35 times the relevant bonus amount. That is an example of a wider casino promotion, not a Boku entitlement. The headline “welcome” offer is only half the story.

Expiry rules matter too. The same type of review gives a 30-day life for bonus funds and 72 hours for bonus spins. Those deadlines may apply only to a particular promotion, so read the operator’s current terms rather than treating them as universal. I have made the mistake of seeing a bonus balance and overlooking the clock. It disappears quietly.

For casinos accepting bank cheques in the UK, the same principle applies: never infer promotional eligibility from the deposit route alone. Check the specific offer, the payment exclusions and any expiry conditions before committing funds. Read the small print.

DO

DON’T

Depositing by phone does not solve withdrawals

Boku is useful only for putting money into a casino account. It is not a route for taking winnings back out. Once your balance includes casino funds, you cannot select Boku in the cashier and send those winnings to your mobile bill or PAYG balance.

That is the bit I missed when I first looked for a simple UK casino deposit by cheque alternative. I was thinking about getting money in and out through one payment method. Pay by Phone does not work that way. It handles the deposit, then stops.

You therefore need to register a separate withdrawal method with the casino. The available choices depend on the operator, but the important point is that the withdrawal route must be suitable for receiving casino funds. A payment option that appears in the deposit cashier is not automatically available for withdrawals.

This can make a Boku deposit less straightforward than it first appears. You may be able to fund the account without entering card or bank-account details, yet still need to provide another payment method before you can withdraw. Check the cashier and the casino’s payment terms before depositing, rather than assuming that the method used to pay will also handle a cash-out.

There is one indirect route worth understanding. A specialist review reports that players can fund Neteller with Boku and then use Neteller to deposit at casinos that accept it. That does not turn Boku into a withdrawal method, and it is not a bank-cheque arrangement. It simply places an additional e-wallet between the phone payment and the casino account.

The casino accepting Neteller must still support withdrawals through Neteller, and its own account checks and payment rules apply. Treat the route as a possible workaround, not a guarantee. Payment menus change, and an option shown for deposits may not be enabled for withdrawals.

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Before choosing a casino, confirm three separate points: whether Boku appears for deposits, which withdrawal methods the operator accepts, and whether you can register one of those methods in your account. If you are looking specifically for casinos that accept bank cheques, do not mistake an indirect Boku-to-Neteller route for cheque acceptance. Different payment method. Different process.

Before you deposit, check the limits and account conditions

Before trying to fund a UK casino account, check the cashier and the Boku terms shown for your account. Do not treat figures found elsewhere as a guarantee. Limits can depend on the operator, the mobile network and the payment service, and they can change.

The published information is not fully consistent. One set of Boku details gives a minimum deposit of €10, a maximum of €30 and a monthly ceiling of €240. Other UK-focused information describes £30 as the standard maximum per transaction, with some operators allowing £40 or £50. That is a direct disagreement, not a detail to smooth over. Confirm the limit in the cashier before entering a payment.

Also check whether your mobile plan can cover the transaction. A monthly-billed payment is charged through the mobile network, while a PAYG payment comes from the available balance. The payment may therefore be refused when that balance is too low.

The casino account has conditions of its own. A UK operator must verify your age before allowing a deposit, prompt new customers to set a financial limit before the first deposit and provide account-level limit controls. It should also hold a current UK Gambling Commission operating licence. You can check the licence number on the Commission’s public register before paying.

These checks matter whether you arrived looking for a casino accepting cheque payments or are considering Pay by Phone instead. A Boku limit tells you only what that payment route may permit; it does not confirm that a particular casino accepts bank cheques, or that every displayed limit still applies.

Are Boku casinos still available in the UK in 2026?

Yes, a small number of UKGC-licensed casinos still accept Boku, although the list has been shrinking since 2023. Availability can vary by casino and account.

Can I deposit by phone bill without Boku?

Yes. Some casinos offer other pay-by-mobile options, including Fonix and Siru Mobile; check the casino cashier to see which methods are available to you.

Can a casino deny issuing a promotion if I deposit with Boku?

Yes. Bonus eligibility varies by operator, and Boku deposits generally do not come with specific bonuses. Some casinos do allow pay-by-phone deposits to qualify for bonuses.

How does Boku work?

Choose Boku in the casino cashier, enter the deposit amount and your phone number, then confirm using the SMS verification code. The deposit is charged to your monthly phone bill or deducted from your PAYG credit.

How can I be sure Boku is available where I live?

Check whether Boku appears in the casino cashier for your account. Pay-by-mobile services are supported by EE, O2, Vodafone and Three, but availability also depends on the casino and your account.

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